We have 6 core programs to help us accomplish our goal to increase access to affordable homeownership. 

Downpayment Assistance 
Low-interest, deferred payment loans for down-payments and closing costs are provided to qualifying low-income families and individuals at or below 80% of the area median income.

Revolving Loan Program

90% of every principal repayment made by homeowners returns to our revolving loan program to help new families purchase their first home. 

Homeownership Counseling

Free one-on-one counseling in English or Spanish that explains budgeting basics, shopping for a loan, credit repair, interest rates, amortization, home equity, and details about homeownership programs. 

Community Land Trust

Specially protected properties with a 99-year ground lease and lower monthly mortgages for very low-income and/or disabled families at or below 50% area median income. 

Eastview & Riverview Place
New construction of affordable, single-family residences on smaller lots with perpetual assistance to each homeowner’s association.
Forgivable Loans
Provided to very low-income families through Community Development Block Grants, Regional Affordable Housing Programs, and the Federal Loan Bank of Seattle in the rare case that someone’s life circumstances makes repayment of their loan impossible.