We have 6 core programs to help us accomplish our goal to increase access to affordable homeownership.
90% of every principal repayment made by homeowners returns to our revolving loan program to help new families purchase their first home.
Free one-on-one counseling in English or Spanish that explains budgeting basics, shopping for a loan, credit repair, interest rates, amortization, home equity, and details about homeownership programs.
Specially protected properties with a 99-year ground lease and lower monthly mortgages for very low-income and/or disabled families at or below 50% area median income.
Provided to very low-income families through Community Development Block Grants, Regional Affordable Housing Programs, and the Federal Loan Bank of Seattle in the rare case that someone’s life circumstances makes repayment of their loan impossible.